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How to Avoid Internet Phishing on an Account

Phishing is the means of fraud committed by certain parties to obtain confidential information of a customer such as User ID and PIN. There are several ways that usually done by a phishing perpetrators. Please look at some points below:

  • Creating a fake site that has an address and display that are similar to what owned by bank's official website. Nowadays creating fake site is very easy. A person does not need to have a high knowledge of progamming regarding there are many applications that allow a person to create a site instantaneously.

  • Sending URL link to the site that was made as closely as possible with the bank's official website.

  • This is old method but still effective deceiving the layman in the Internet world.

  • Sending an email or fuel containing a URL link or a login screen and asking the customer to log in by entering User ID and PIN.

  • Posing as someone from the bank and asking for the customer's data with specific reasons. This method is usually done by people who do not have specific knowledge or information about the world of banking, however this method is still an effective method.

Phishing Bank

How to secure yourself:
  • Make sure you always access the Internet Banking via the official website address and click the LOGIN button or directly to the login page that has been provided.

  • To avoid mistakes writing Bank's website address, you should store the address of the Bank’s site on the favorites or bookmarks menu. If you want to access Internet Banking on other occasions, you can simply choose from the favorites or bookmarks you have saved.

  • Keep in mind that the true banks never send emails as described above to their customer. If you receive such an email that appears to be coming from your bank, then you should do two things below:
  1. Forward the email to your bank
  2. Delete the email.
  • If you have already filled the requested information or feel that your User ID and PIN are already known by others, immediately contact your bank's customer service.

This is how to Avoid Internet Phishing on your bank account, Phishing can happen to other accounts like social media, online games, email account, etc.

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